Century Employee Savings Fund Credit Union
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Visa Check Card Visa Credit Card
Credit & Debit Cards
Available!



Rates effective as of September 1, 2013


"NEW options for your Mortgage" Click here for info.

Share Rates


  • Rates subject to change
  • APY = Annual Percentage Yield
Balance Rate
Under $200 0.000% APY
$200 - $2499.99 0.040% APY
$2500 - $9999.99 0.100% APY
$10000+ 0.300% APY
Christmas Club 0.000% APY
Vacation Club 0.000% APY
Share Certificates also available
  • Rates are subject to change monthly (Call for current rates)
  • $1000 Minimum Deposit
  • Terms from 6 - 24 months
  • Funds are Federally insured up to $250,000

New Vehicle & Boat Loan Rates

  • All rates are shown as APR (Annual Percentage Rate) and are subject to change
  • Rates are for New/Used vehicles (model years 2012-14) for up to 100% financing for purchase or refinancing
  • Rates are the same for Motorcycles, ATVs, Boats and recreational vehicles
  • Loan terms may vary based on model year and type
  • Some restrictions apply for purchase or refinance from other financial institutions or with additional advance of $2000 if already financed at the Century Credit Union
Repayment Period Rate
Up to 72 months As low as 1.99% APR



Want to apply for a vehicle loan?

Click here to download a copy of the non-mortgage loan application. If you are a member, complete the application and bring it with at least two current pay stubs to the Credit Union. If you are not a member, complete this application and bring it with your SS card, your driver's license or other government issued picture ID and at least two current pay stubs. Mortgage applications must be filled out at the Credit Union. If you are purchasing a vehicle, you need to bring the workup sheet from your dealer with you.

Other Secured Loan Rates

  • All rates are shown as APR (Annual Percentage Rate) and are subject to change
  • Members must meet CESFCU's criteria for credit approval
  • Other restrictions may apply
  • Collateral must be 2008-2011
Terms Rate
Up to 72 months As low as 3.99% APR
Share Secured Loans 3.75% APR
Certificate Secured Loans Certificate rate
+ 2% (Minimum 3.95% APR)

Unsecured Rates
(Includes vehicles 7yrs and older)
Terms Rate
Up to 60 months As low as 7.49% APR
Line of Credit 16% APR
Overdraft Loans 18% APR
Holiday / Vacation Loans 15% APR
Credit Builder Loans 18% APR


Call 828-326-8512 for specific terms & current rates.
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This credit union is federally insured by the National Credit Union Administration.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


© Century Employees Savings Fund Credit Union 2014
[All rights reserved]