| WHAT DOES CENTURY EMPLOYEES SAVINGS FUND CU DO WITH YOUR PERSONAL INFORMATION?
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| Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Secutiry number and income
- Account balances and payment history
- Credit history and transaction or loss history
When you are no longer our consumer, we continue to share your information as described in this notice.
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| All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; The reasons Century Employees SFCU chooses to share, and whether you can limit this sharing.
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For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
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YES |
NO |
For our marketing purposes -
to offer our products and services to you.
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YES |
NO |
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For joint marketing with other financial companies
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YES |
NO |
For our affiliates' everyday business purposes -
information about your transactions and experiences.
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YES |
NO |
For our affiliates' everyday business purposes -
information about your creditworthiness.
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YES |
NO |
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For nonaffiliates to market to you.
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NO |
NO |
| Who is providing this notice? |
CENTURY EMPLOYEES SAVINGS FUND CU (CESFCU) |
| How does CESFCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does CESFCU collect my personal information? |
We collect your personal information, for example, when you:
- Open an account or give us your contact information
- Apply for a loan or use your debit card
- Make deposits or withdrawals from your account
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| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individuals companies may give you addional rights to limit sharing.
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| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- CUNA Mutual Group, FIS/Certegy/Equifax, Harland Check Printers
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| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- We do not engage in joint marketing.
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| We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information. Access to your nonpublic information is limited to those employees who provide services to you. |
| Call 828-326-8512 or go to https://www.centurycreditunion.net
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