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CENTURY EMPLOYEES SAVINGS FUND CREDIT UNION
July 1, 2011
OTHER LOAN RATES
We make loans for almost any reason. Vacations! Holidays! Weddings! Homes! or maybe just a pre-approved amount to make sure you never bounce a check! Visit us today to talk about your financial needs.
** All Rates are shown as APR and are subject to change. ** ** Fixed Rate may not be available at all times. **
** APR = Annual Percentage Rate **
Line of Credit - 16% APR
Overdraft Loans - 18% APR
Share Secured Loans - 3.75% APR
Certificate Secured Loans - Certificate rate + 2% (Minimum Rate 3.95% APR)
| Other Secured Loan Rates |
UnSecured Rates
(Includes Vehicles 7yrs and Older) |
| $15,000 + |
6.99% APR | NOW 6.49% APR |
$10,000 - 15,000 |
9.99% APR | NOW 9.49% APR |
| $10,000 - 14,999 |
7.99% APR | NOW 7.49% APR |
$5,000 - 9,999 |
10.99% APR | NOW 10.49% APR |
| $5,000 - 9,999 |
8.99 % APR | NOW 8.49% APR |
$1,001 - 4,999 |
11.99% APR | NOW 11.49% APR |
| Up To $5,000 | 9.99% APR | NOW 9.49% APR |
Up To $1,000 |
16.00% APR | |
MORTGAGE LOANS AVAILABLE
Maximum Term 20 Years
Call 828-326-8512 for current rate.
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Want to apply for a loan?
Click the link below to download a copy of the non-mortgage loan application. If you are a member, complete the application and bring it with at least two current pay stubs to the Credit Union. If you are not a member, complete this application and bring it with your SS card, your driver's license or other government issued picture ID and at least two current pay stubs. Mortgage applications must be filled out at the Credit Union. If you are purchasing a vehicle you need to bring the workup sheet from your dealer with you.
(Download Application) |