When you receive your Visa Check Card, you will need to call the (800)# listed to activate the card. Your PIN number will arrive via a separate mailing. Do not write your PIN # on your card. Memorize it and do not carry it with you.

You are allowed 4 ATM transactions per month at no charge from Century CU. For each transaction in excess of 4 per month, you will be charged $1.

If you believe your card has been lost or stolen or that someone may transfer money from your account without your permission, call the credit union immdeiately at (828) 326-8512. If it is not within our normal business hours (M-F 9-5), call 1 800-453-4270.

Fraud and identity theft can be reported to the credit bureaus at:
Equifax - 800 525-6285 | Experian - 800 831-5614 | Trans Union - 800 680-7289

When you use your check card, the transaction places an immediate hold on funds in your checking account. There is no "float" time.

When you make a purchase (grocery store, department store, etc):

• Swipe your card
• Press "credit"
• Sign a receipt
• Can't get cash back

 

When you purchase gas:

• Swipe your card
• Press "credit"
• You may be required to go inside to sign the receipt

 

At the ATM (for a cash withdrawal):

• Swipe your card
• ATM will ask Deposit, withdrawal or credit card transaction
• Press "credit card". If it doesn't ask credit card, press "withdrawal"
• Proceed my prompts
• Cash advances are limited to $200 (if available in your account)
• Try to use State Employees ATM machines. They do not charge a fee. Other financial institutions charge $1+

 

• KEEP IN MIND THAT THIS IS A VISA CHECK CARD, NOT AN ATM CARD.